Peracost offers loans to the following applicants who qualify for these minimum requirements:
- Between 22 to 55 years old;
- Currently employed or with steady income from business/remittance
- At least one valid ID (SSS, UMID, Driver’s License, TIN, PASSPORT, PRC ID)
You can apply via the Peracost app found on Google Play and the Apple App Store or through the Peracost website (https://peracost.com).
Our veritication code is system-generated and automatically sends SMS to the mobile number you’ve registered. Please make sure that you followed the correctformat and signal in your location is strong (full bars or one bar missing).
We always aim to uphold our promise of same-day approval for all our customers. However, given the large number of applications submitted per day and our operational hours of 8:00AM + 6:00PM, we can only approve applications in the early half of the day on the same day. Applications submitted in the latter half of theday might be considered for next-day processing. Unless you apply using the Peracost app where processing and approval are done within a few hours.We recommend that you download and use the Peracost app for faster & preferred processing and approval. It’s available on Google Play & Apple App Store.
After the approval of your loan, please expect the cash loan to be deposited in your account after 1-2 banking days (except for weekends, holidays, and otherunforeseen events that may affect banking operations).
The maximum time for deposit after approval is 1-2 banking days (except for weekends, holidays, and other unforeseen events that may affect banking operations).Please check your registered email for the proof of disbursement via Dragonpay.
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
Your total loan payment can be found on your loan agreement, in the Peracost app, or on your Peracost profile that can be accessed through the website.
Loan payment is easy at Peracost. We’ve partnered with several payment channels to offer you more ways to pay!
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
Your total loan payment can be found on your loan agreement, in the Peracost app, or your Peracost profile that can be accessed through the website.
We highly recommend that you pay your loan in full to fulfill your obligation to the loan agreement agreed upon once you submitted the loan application. There is a one-time penalty and 2% daily interest penalty for overdue payments. An extension MIGHT BE PROVIDED if requested but it will depend upon the terms decided by the collection officer. An extension is usually given once a request is made and minimum payment is made. If you believe that you can’t pay the full amount in time, please coordinate with us via email: cs@peracost.com or direct message us at the official Peracost Facebook page
